It can be scary to buy your first home. There are a lot of steps. But if you break the process down and have help – you can do it! The first step is of course to find a real estate partner that you feel understands your home goals. Your agent is your ally and can walk you through every step so there are no surprises.

Real estate agent’s fees are typically paid by the seller, not the buyer, so this is usually free and valuable expert help with searches, appraisals, offers, paperwork and closing. Three other tips for buying your first home:

• As a first-time home buyer you might actually have an advantage! There are government programs that offer assistance with this big purchase. Ask your agent, and do your research to see how you might qualify.
• Get your finances in order. Know your budget. Consider all the costs of the home buying process. It is important to work with your bank to get pre-qualified for a mortgage. This will make your purchase process smoother by making you a more attractive buyer. And, you’ll know exactly how much house you can afford while you are looking.
• What is most important to you? Decide on your home “must-haves” and “nice-to-haves” ahead of time. This will help your agent narrow the search and present you with homes that will meet your expectations. Being specific about your needs will get you into your new home faster.